Value Proposition
1. Access — The ability for anyone to improve their financial wellness 24/7.2. Aesthetic Design — Inspired designs from global leaders in architecture, culture, and design.
3. Connection — Access vetted fiduciary accountants, advisors, and analysts.
4. Heirlooms — The belief that every family deserves a legacy. Build heirloom perpetuities that safeguard the health, education, and aspirations of future generations or support the causes you value most.
5. Information — Insights from authoritative sources including universities, award winning journalists, and official company resources.
6. Make Money — Portfolios optimized for the highest risk-adjusted returns.
7. Quality — Assets meet high standards for governance and stock exchange listing.
8. Reduced Cost — Services that are 10× less expensive and time consuming than alternatives.
9. Reduced Risk — Comprehensive insurance and risk management products and services.
Purpose
Empower clients to own their economic growth and financial wellness.
Goals
Model portfolios. Custom portfolio construction that offers the highest risk adjusted returns.
Financial Wellness. Scorecards that deliver clarity and confidence across 20 essential measurements.
Perpetuities. Intergenerational wealth building strategies for the health, education, maintenance and sustainability of future generations.
Our Investment Philosophy
Our philosophy is guided by the value investing principles of The Intelligent Investor by Benjamin Graham — namely, that an investment is based on (1) data and information, (2) reduced risk of loss, and (3) an adequate return. Intelligent investors prioritizes rational, data-driven decision making. Comprehensive financial wellness includes adequate insurance, investment, retirement, tax, and estate planning. We modernize these principles through AI-driven analysis to help you achieve your long-term goals. We diversify across cash & cash equivalents, blue-chip companies that meet stock exchange or index requirements, investment-grade bonds, and global cities. Using efficient-frontier models and correlation analysis, Testandi constructs portfolios engineered to deliver optimal risk-adjusted returns. Capital is also managed as trusts in perpetuity — an intergenerational framework designed to support the health, education, and financial wellness of future generations. A very low-cost diversified index fund such as the S&P 500 index fund will help most investors reach their investment goals over the long term. As Ben Graham observed, “To achieve satisfactory investment results is easier than most people realize; to achieve superior results is harder than it looks.” At Testandi, we honor that legacy, systematize it, and modernize it with the intelligence, efficiency, and cost-effectiveness of today’s financial technology.