Privacy Policy

Last Updated: November 1, 2025

This Privacy Policy explains how Testandi (“we,” “us,” “our”) collects, uses, discloses, and protects your information when you use our platform (the “Service”). We are committed to protecting your privacy and complying with applicable data protection laws, including the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA/CPRA).

1. Information We Collect

Depending on your interaction with our Service, we may collect:

A. Information You Provide

Account information (e.g., name, email address, phone number)

Financial inputs (stock tickers, financial wellness data, legacy information)

User-submitted preferences or settings

B. Automatically Collected Information

Device and browser information

IP address (stored temporarily for security logs)

Usage logs and algorithm interaction data

Cookies and similar tracking technologies (see Section 8)

C. Sensitive Data

We do not intentionally collect or process sensitive personal data (e.g., medical data, race, religion, government IDs).

2. Purpose & Legal Basis for Processing

We process data only when lawful and necessary, including to:

Provide and improve the Service

Personalize insights and recommendations

Maintain security and prevent fraud

Analyze performance and optimize features

Comply with legal obligations

GDPR Legal Bases: Performance of contract, legitimate interest, consent (where applicable), and legal obligation.

3. How We Share Information

We do not sell personal information.

We may share data only with:

Vendors when you choose to purchase a product or service

Cloud hosting and infrastructure providers

Security and analytics vendors

Regulators or legal authorities when required by law

4. Data Retention

We retain information only as long as necessary to operate the Service, comply with legal obligations, and improve performance. Users may request deletion (see Section 6).

5. Security Measures

Encryption in transit and at rest

Access controls and authentication security

Secure development practices and monitoring

No system is 100% secure; we take commercially reasonable measures to protect your data.

6. Your Privacy Rights

A. Under GDPR

Right to access, correct, or delete your data

Right to data portability

Right to restrict or object to processing

Right to withdraw consent

Right to lodge a complaint with a supervisory authority

B. Under CCPA/CPRA (California)

Right to know what data is collected and why

Right to request deletion of your data

Right to opt-out of data sale (we do not sell data)

Right to non-discrimination when exercising rights

7. Children's Privacy

The Service is not intended for children under 16. We do not knowingly collect data from minors.

8. Cookies & Tracking

We may use cookies for authentication, analytics, and improving user experience. You may disable cookies via your browser settings.

9. International Data Transfers

Data may be processed in the United States or other jurisdictions. Where required, we use Standard Contractual Clauses or equivalent safeguards.

10. Changes to This Policy

We may update this Privacy Policy periodically. Continued use of the Service signifies acceptance of the updated terms.

11. Contact Us

If you have questions or want to exercise your rights, contact:

Email: info@testandi.com

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